Last updated: March 2026
TrackWhatYouOwe ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our service at trackwhatyouowe.com.
When you create an account or use our service, we may collect:
We use the information we collect to:
Your account authentication is managed securely through Supabase. Loan data and documents are stored in your browser's local storage and optionally synced to our secure database. We do not sell, rent, or share your financial data with third parties.
Documents uploaded through the Document Vault are stored encrypted. If you use the AI Contract Import feature, contract content is temporarily processed to extract loan terms and is not retained after processing.
We use minimal cookies and local storage to maintain your session and remember your preferences. We do not use tracking cookies for advertising purposes.
We use the following third-party services to operate our platform:
You have the right to access, correct, or delete your personal data at any time. To request data deletion or export, contact us at support@trackwhatyouowe.com. Account deletion removes all associated data from our systems within 30 days.
We implement industry-standard security measures including encrypted connections (HTTPS), secure authentication tokens, and access controls. However, no method of electronic transmission is 100% secure, and we cannot guarantee absolute security.
Our service is intended for business use and is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a prominent notice on our website. Your continued use of the service after changes constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy, please contact us at support@trackwhatyouowe.com.